A young hat check girl (Betty Hutton) at the Stork Club rescues an elderly man from drowning. Unbeknownst to her, the man she rescued is a millionaire who shows his gratitude by providing her a bank account and a luxury apartment, without anything expected in return. Things become complicated for our hat check girl when her boyfriend returns home from overseas to discover her with her new-found wealth and suspects she is a kept woman. Her new riches not only get in the way of her romantic life but with her dream of becoming a successful singer, as well.

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